With years of experience helping clients achieve their homeownership dreams, I specialize in guiding borrowers through the mortgage process—from purchasing their first home to acquiring dream homes, second homes, or investment properties. My approach is built on personalized service, deep industry knowledge, and a commitment to helping clients achieve their financial goals with confidence.

Why Choose Me?

• Award-Winning Expertise: Recognized as one of the “Top 1% of Mortgage Originators in America” by Mortgage Executive Magazine every year from 2016 to 2022, I bring proven excellence to every client interaction.

• Comprehensive Solutions: Whether it’s conventional, FHA, USDA, VA, or jumbo financing, I have the expertise to match clients with the right programs. I also specialize in credit repair, strategic refinance options, and affordable loan solutions tailored to individual needs.

• Client-Focused Service: I am passionate about working with first-time homebuyers, providing education and guidance to help them navigate the complexities of the mortgage process.

• Reliable and Efficient: My strong relationships with local realtors, banks, and title companies allow me to expedite the closing process, ensuring a seamless experience for my clients.

More Than a Mortgage Consultant

As a graduate of San Diego State University, I value the importance of education and clear communication. Outside of work, I enjoy an active lifestyle that includes biking, skiing, surfing, and working out. Over the years, I’ve built lasting friendships with many of my clients, who have become part of my extended community.

Let’s Build Your Path to Homeownership

Whether you’re buying your first home, upgrading to your dream home, or exploring investment opportunities, I’m here to provide the expert advice and personalized service you deserve. Together, we’ll find the right solution to meet your goals.

Contact Me Today:
📧 steve@seabrightmortgage.com
🌐 Apply Now

When you choose me, you’re not just getting a mortgage consultant—you’re gaining a trusted partner dedicated to your success.